Image of Obama Sept. 8, 2011 - Jobs SpeechHousing got a brief mention in Obama’s highly anticipated jobs speech last night, but it was a pledge that some pundits say is a step in the right direction. Others say it’s likely to have little impact. Obama said his administration will work to refinance millions of homeowners’ mortgages at today’s record-low rates. It’s expected the program will give borrowers who are underwater or have bad marks on their credit the opp to take out lower-rate, lower-payment loans. (DSNews)